Public Liability Insurance - Tile Advice

[Dan]

Just wondering if you guys could let us all know what you pay for your public liability insurance and what it covers you for.

 

[Deleted member 15]

mine's is about a grand for the year i think,

 

[wivers]

I only pay £102 a year for 1000000 quids worth of cover with a £250 excess

 

[tiling1]

£106 for £1 mil restricted to 8mtrs in height

 

[L & R CERAMICS]

i use zurich its about £13 notes A month for up to £1 mill ,no restrictions or excsess also ive never made a claim

 

[L & R CERAMICS]

thats also for three people

 

[Deleted member 15]

mine's for 6 tilers as well as revenue protection

 

[Elliott]

£106 for £1 mil restricted to 8mtrs in height

Who with mate and how many years.

 

[Elliott]

i use zurich its about £13 notes A month for up to £1 mill ,no restrictions or excsess also ive never made a claim

You can tell a good firm when it comes to a claim and Zurich are fantastic. This sounds like a good deal as well.

 

[Elliott]

mine's for 6 tilers as well as revenue protection

What's revenue protection?

 

[Elliott]

I havent got any yet and was advised to take out with 20% general maintenance cover, does any of you guys have this to cover plumbing etc?

 

[Dan]

mine's is about a grand for the year i think,

That's very expensive. What does it cover you for?

I only pay £102 a year for 1000000 quids worth of cover with a £250 excess

With what company and what does it cover you for? (tilig, tiling and plumbing?)

£106 for £1 mil restricted to 8mtrs in height

With who and what does it cover you for?

 

[Deleted member 15]

Well the core cover of mine is public liability of £10,000,000 but have optional cover of tools, £5000, contract work £250,000, and revenue protection of £100,000
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Added post information (due to double posting):
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What's revenue protection?

It basically means that say im on site at a job and me or one of the other tilers do something that demolishes the building, then i get paid the agreed contract amount even if i dont complete the contract.

 

[Elliott]

Sounds good. Esp if the work is at your usual standard for some reason. lol

 

[Deleted member 15]

oh your funny ha ha