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public liability

Public liability is part of the law of tort which focuses on civil wrongs. An applicant (the injured party) usually sues the respondent (the owner or occupier) under common law based on negligence and/or damages. Claims are usually successful when it can be shown that the owner/occupier was responsible for an injury, therefore they breached their duty of care.
The duty of care is very complex, but in basic terms it is the standard by which one would expect to be treated whilst one is in the care of another.
Once a breach of duty of care has been established, an action brought in a common law court would most likely be successful. Based on the injuries and the losses of the applicant the court would award a financial compensation package.

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  1. F

    Public liability insurance

    Just a quick one chaps, my public liability insurance has been less than £100 a year forever. This year I specifically added underfloor heating to the quote as I am doing more and more of it, the quotes are upto £300+ now. Just wondered what you chaps are paying and how do you go about including...
  2. B

    Insurance

    Where's best to get public liability insurance and personal indemnity insurance? Also is there any other policies that I'll need?
  3. peteablard

    Public liability insurance (Commercial work)

    I know there's been a few threads about this but I'd be interested to hear from any of the commercial guys and gals what sort of price they pay for this. I've dropped really lucky this year and I'm getting loads of new work from a shopfitting firm which has resulted in me using up to 6...
  4. R

    public liability claim

    Hi guys wonderring if any body could advise me pls. Done job 4 months ago - kitchen floor.pulled fridge out of units to tile behind.next day customer said we scratched the fridge door.(we never did but admit a blame).put it through public liability (AXA).Fridge fixed we had to pay £104 to the...
  5. M

    Public Liability Insurance.

    Just taken out PL Insurance from these guys.... Trade Direct - The Tradesmen and Construction insurance specialists Managed to get Personal Tool cover for up to £2500 and also Goods in Transit cover of up to £2500:thumbsup: and they allow you to leave your tools in the van overnight (so...
  6. B

    Do I need public liability insurance

    Hi, Me and a mate done a course earlier on in the year, and have had business cards and leaflets made and visited various tiling ,plumbing,consevatory shops to get our name out. We got made redundant a couple of months ago ,much to our delight and decided to work together building up an...
  7. W

    public liability insurance

    could anyone reccomend an insurer for public liability
  8. Dan

    Public Liability Insurance

    Just wondering if you guys could let us all know what you pay for your public liability insurance and what it covers you for.
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