Kind of sums it up nowadays - TilersForums.com

[John Benton]

More than once! Mr Prudent, eh?

 

[One Day]

More than once! Mr Prudent, eh?

I'll bet he's not struggling to get a mortgage or to remortgage

 

[John Benton]

All have their snouts in the trough

 

[Andy Allen]

Just remortgage Andy and then you can give a deposit to each of your children, and work until you're 80!!!!

Yes.....that's THERE plan...
I believe in the 'stand on your own two feet.' Saying....

 

[Dumbo]

I feel the pain I've got a crap credit record I can't even get a van on credit I've had to get a credit card to build a credit history as I've never had credit for anything before

On building credit . If you when you buy something (sofa , washing machine etc) if there is an interest free option on buying it . Take it as it helps build credit history .

 

[Dumbo]

Move to Manchester u can get a house in the ghetto for about 20 pence

By all the houses for twenty pence and do them up so it's not a ghetto

 

[Time's Ran Out]

Never take credit!
Save till you can afford it and pay cash.
I didn't consider buying a house as credit, it was an investment and the loan was guaranteed against a increasing valuation.

 

[Dan]

View attachment 91071

It's actually worse than that a guy on 200k wouldn't get that property with even a 10% deposit without further equity in something. They'd want him to upgrade so they have collateral before giving him that.