Hi.... i am working in the business for quite a while but i haven't got a idea about the insurance type i need to cover the work i do and if something bad happens to me? help please.... thanks jose

Totally depends on the work you are carrying out, if your employing somebody, the risk involved? If you look on www.businesslink.gov.uk it should have an option about insurance for your business

wow not a good idea working with no public liabilty although i know its not the law yet it covers your own arse you can get decent liabilty insurance via the forums

like previous posts this depends on where you work.
If you work on residents housing you have to consider on entering and damaging any fixtures and fittings. are you a 1 man band? and so on .The cover you would probally need would be in the 1 -2 million cover range which might cost you in the region of £500 up to £800 yr.
commercial you need to up your cover to 5 million you will need this for any supermarket /airport / lul station and is £1200 - £1600 yr
The company i last worked for had 30k yr cost for 9 man crew for any lul work and that was before you even got a tender excepted .So shop around and find the appropiate one for you.

Hi guest? i am a member of the tile assosiation and my insurance is included in my yearly fee.

Originally Posted by RockCeramics

like previous posts this depends on where you work.
If you work on residents housing you have to consider on entering and damaging any fixtures and fittings. are you a 1 man band? and so on .The cover you would probally need would be in the 1 -2 million cover range which might cost you in the region of £500 up to £800 yr.
commercial you need to up your cover to 5 million you will need this for any supermarket /airport / lul station and is £1200 - £1600 yr
The company i last worked for had 30k yr cost for 9 man crew for any lul work and that was before you even got a tender excepted .So shop around and find the appropiate one for you.

More like £60 - £70 a year ! Thats all i pay for 1 million

Originally Posted by Viceroy

More like £60 - £70 a year ! Thats all i pay for 1 million

I pay £63 for 2 million..

Fortis..

Where do they get £500 up to £800 yr from ?

I've just renewed via this site for £51.40 ! for 1 mill

Pass.

Originally Posted by RockCeramics

like previous posts this depends on where you work.
If you work on residents housing you have to consider on entering and damaging any fixtures and fittings. are you a 1 man band? and so on .The cover you would probally need would be in the 1 -2 million cover range which might cost you in the region of £500 up to £800 yr.
commercial you need to up your cover to 5 million you will need this for any supermarket /airport / lul station and is £1200 - £1600 yr
The company i last worked for had 30k yr cost for 9 man crew for any lul work and that was before you even got a tender excepted .So shop around and find the appropiate one for you.

I know a site safe guy who pays £600 a year for gas, where those figures come from I have no idea

mine needs renewing so i must try on here too

As Rock says it depends on what sort of work you do.
Do you use a naked flame? do you use sub-contractors? will you be removing any plumbing fixtures?
The higher your excess the cheaper your payment will be.
Recommend at least £2m with around a £500 excess, for that I pay £200 a year.

I think bathroom fitting is about £80+ for 1 mil with the sponser

i pay about 70 a year,,seems bout standard for a mill

I used to pay in my shop £1000 pa for public and employers + theft if I had to pay that to be a tiler I would be looking for a diferent trade 70-100 sounds good to me.

Mine is mastercraftsmen from MMA for multi trade use. £126 for 1mill cove with £250 excess.

Originally Posted by Scottley

Mine is mastercraftsmen from MMA for multi trade use. £126 for 1mill cove with £250 excess.

Too Much !

Originally Posted by Viceroy

Too Much !

I dont think so, not for multi trade, that covers me for kitchen/bathroom fitting and all property maintenance including decorating.

The excess is too much