I have home insurance and during the high winds some tiles blew off my roof. Thing is they fell on two cars parked in my drive, neither of them mine. The insurance company say they will pay for the roof but not the cars and my friends have to claim on their car insurance. Now they want me to pay the excess charges - £250 and are VERY annoyed that they will loose their no claims. They are talking about taking me to court .................. Why doesn'r my hose insurance cover this - does anyone know ..................HELP
More...